Universal-Investment-Labs GmbH appreciates your visit to our website and your interest in our company, products and services. Please note the following information. In the course of further development of our Internet pages, changes to these notes may become necessary. We recommend that you revisit the notes from time to time.


Universal-Investment-Labs GmbH makes every effort to ensure that the material contained in its web site is current, complete and correct. Nevertheless, underlying data may have changed in the meantime, so that provided contents are not necessarily always up-to-date, correct and complete. Universal-Investment-Labs GmbH cannot assume any guarantee for provided contents. Accordingly, Universal-Investment-Labs GmbH shall not be liable for any direct or indirect damages, including lost profits, arising out of the use of the content provided. The same shall apply in the event of partial or complete impossibility or other impairment of access or use. Universal-Investment-Labs GmbH expressly reserves the right to change, supplement or delete the website or individual contents in whole or in part without separate announcement, or to discontinue the provision of the website temporarily or permanently.


The Internet pages are intended exclusively for recipients to whom the content provided may lawfully be forwarded. They are not directed at persons in countries that prohibit the holding, calling up and use of the content provided. If and to the extent that persons are subject to restrictions on use on the basis of their nationality, place of residence or for other reasons, they may not access or use the Internet pages and their contents. Please inform yourself in advance about existing restrictions on use and comply with them.

Not advice

The content provided is for general information purposes only and does not constitute advice by Universal-Investment-Labs GmbH. They are intended to facilitate your independent decision, but cannot replace individual consultation. Before making use of the content, you should thoroughly check whether the information is suitable for your purposes and compatible with your individual goals.

Property rights

The content and design of the Internet pages are subject to copyright and other protective rights. Provided content is intended for personal use and non-commercial purposes only. The retrieval, copying and saving of individual contents in whole or in part is only permitted with full reference to the source. All actions beyond this, including the use of trademarks and logos, require the prior express consent of Universal-Investment-Labs GmbH. If you believe that your trademarks and logos are being used in error and would like them to be marked or deleted, please kindly notify us by e-mail at: info@uilabs.de.


There may be direct or indirect references (“hyperlinks”) to Internet sites of other providers whose content is not authorized or controlled by Universal-Investment-Labs GmbH. Universal-Investment-Labs GmbH would like to avoid that contents of other providers are attributed to it solely due to the publication of a hyperlink. For this reason, Universal-Investment-Labs GmbH hereby distances itself from all visible or invisible content behind these hyperlinks, including servers, third-party entries, mailing lists, discussion forums or guest books. Infringements of contents of other providers against applicable law are not known to Universal-Investment-Labs GmbH and would naturally result in the removal of the hyperlink in question. Hyperlinks to this website or the integration or display of provided content within other websites are only permitted with the prior express consent of Universal-Investment-Labs GmbH.


The ineffectiveness, unlawfulness or unenforceability of any provisions contained herein for any reason does not affect the effectiveness of the other provisions.

Applicable law

This information is subject to the law of the Federal Republic of Germany.