Universal-Investment-Labs GmbH thanks you for your visit to our website and for your interest in our company, products and services. Please take note of the following information. Changes to this information may become necessary due to the further development of our website. We recommend that you review the information from time to time.


Universal-Investment-Labs GmbH does its best to ensure that the content on this website is current, correct and complete. However, it is possible that the underlying data may have changed in the meantime. As a result, the content provided may not necessarily always be current, correct and complete. Universal-Investment-Labs GmbH cannot offer any guarantees with regard to the content provided. Accordingly, Universal-Investment-Labs GmbH does not accept any liability for indirect or direct damage or injury, including lost earnings, that arise from the use of the content provided. The same applies to the partial or complete inability to access the website or other impairment to its use. Universal-Investment-Labs GmbH explicitly reserves the right to amend, supplement or delete the website or individual content, either in whole or in part, without separate notification, or to suspend or terminate its provision.


The web pages are exclusively intended for recipients who have the legal right to receive the content provided. It is not intended for individuals in countries that do not allow the provision, accessing or use of the content provided. Individuals who are subject to restrictions on use due to their nationality, place of residence or other reasons may not access or use the web pages or their content. Please inform yourself of any restrictions on use in advance, and ensure that you comply with them.

Not advice

The content provided exclusively serves the purpose of general information and does not represent advice from Universal-Investment-Labs GmbH. It is intended to help you make individual decisions, but is not a substitute for individual advice. Before making use of the content, you should check carefully whether the information is appropriate for your purposes and consistent with your individual aims.

Property rights

The content and design of the web pages are subject to copyright and other property rights. The content provided is intended only for personal use, and not for commercial purposes. Individual content may only be retrieved, copied and saved, in whole or in part, with full acknowledgement of the source. All other actions, including the use of brands and logos, require the prior explicit consent of Universal-Investment-Labs GmbH. If you believe that your brands or logos have been used incorrectly and wish to request labelling or deletion, please inform us by e-mail at info@uilabs.de.


The website may include direct or indirect links (hyperlinks) to websites operated by other providers, the content of which has been neither authorised nor reviewed by Universal-Investment-Labs GmbH. Universal-Investment-Labs GmbH wishes to prevent content from other providers being attributed to it solely due to the publication of a hyperlink. Therefore, Universal-Investment-Labs GmbH hereby distances itself from all visible or invisible content accessed via those hyperlinks, including servers, third-party content, mailing lists, discussion forums or guestbooks. Universal-Investment-Labs GmbH is not aware of any content from other providers that infringes the applicable laws. Such content would, of course, result in the removal of the affected hyperlink. Hyperlinks on this website, or the embedding or presentation of the content provided on other websites, are only allowed with the prior explicit consent of Universal-Investment-Labs GmbH.


The ineffectiveness, unlawfulness or unenforceability of any provisions contained herein for any reason does not affect the effectiveness of the other provisions.

Applicable law

This information is subject to the law of the Federal Republic of Germany.