Terms and Conditions

Universal-Investment-Labs GmbH strives to keep the content of this website current, correct, and complete. However, underlying data may have changed in the meantime, so the provided content may not necessarily always be up-to-date, correct, and complete. Universal-Investment-Labs GmbH cannot guarantee the accuracy of the provided content. Therefore, Universal-Investment-Labs GmbH assumes no liability for direct or indirect damages, including lost profits, resulting from the use of the provided content. The same applies in the event of partial or complete impossibility or other impairment of access or use. Universal-Investment-Labs GmbH expressly reserves the right to change, supplement, delete, or temporarily or permanently discontinue the website or individual content in whole or in part without separate notice.

The websites are intended exclusively for recipients who are lawfully allowed to receive the provided content. They are not intended for individuals in countries that prohibit the provision, access, and use of the provided content. If individuals are subject to usage restrictions due to their nationality, place of residence, or other reasons, they are not permitted to access or use the websites and their content. Please inform yourself in advance about existing usage restrictions and adhere to them.

The provided content is for general information purposes only and does not constitute advice by Universal-Investment-Labs GmbH. It is intended to facilitate your independent decision-making but cannot replace individual advice. Before using the content, you should carefully consider whether the information is suitable for your purposes and compatible with your individual goals.

The content and design of the internet pages are subject to copyright and other protective rights. Provided content is intended for personal use and non-commercial purposes only. Retrieving, copying, and saving individual content in whole or in part is only permitted with complete source citation. Any actions beyond this, including the use of trademarks and logos, require the prior explicit consent of Universal-Investment-Labs GmbH. If you believe that your trademarks and logos are being mistakenly used and wish for them to be marked or deleted, we kindly ask you to inform us via email at: info@uilabs.de.

Es können direkte oder indirekte Verweise („Hyperlinks“) auf Internetseiten anderer Anbieter bestehen, deren Inhalte nicht von Universal-Investment-Labs GmbH autorisiert oder kontrolliert werden. Universal-Investment-Labs GmbH möchte vermeiden, dass Inhalte anderer Anbieter allein aufgrund von Veröffentlichung eines Hyperlinks ihr zugerechnet werden. Deshalb distanziert sich Universal-Investment-Labs GmbH hiermit von allen sichtbaren oder nicht sichtbaren Inhalten, die sich hinter diesen Hyperlinks, einschließlich Servern, Fremdeinträgen, Mailinglisten, Diskussionsforen oder Gästebüchern verbergen. Verstöße von Inhalten anderer Anbieter gegen geltendes Recht sind Universal-Investment-Labs GmbH nicht bekannt und hätten selbstverständlich die Entfernung des betreffenden Hyperlinks zur Folge. Hyperlinks auf diese Web-Seite oder die Einbindung oder Darstellung bereitgestellter Inhalte innerhalb anderer Internetseiten sind nur mit vorheriger ausdrücklicher Zustimmung der Universal-Investment-Labs GmbH zulässig.

If any provision of these guidelines is found to be invalid, unlawful, or unenforceable for any reason, the validity of the remaining provisions shall not be affected.

These instructions are subject to the law of the Federal Republic of Germany.